A DIGIPASS is a tool for providing a one-time password to a user. The DIGIPASS is provided to each person whom a company wishes to be able to log into their system using one-time passwords. The user obtains a one-time password from the DIGIPASS to use with or instead of a password when logging in.
Each DIGIPASS is programmed with at least one DIGIPASS application, and a unique algorithm. The DIGIPASS uses this unique algorithm when generating one-time passwords. Each type of DIGIPASS application generates one-time passwords from different data, and in slightly different ways. The following application types exist:
Creates a one-time password based on the date and time, or on the number of uses (events).
Creates a one-time password (also referred to as a Response in this context) based on a numerical challenge given on a login page. This may be either a challenge custom-created for the specific DIGIPASS, or a randomly created challenge. The one-time password may also be based on the date and time.
Digital signature DIGIPASS applications are used to authenticate individual transactions. The DIGIPASS generates a unique code - referred to as a Digital Signature - based on a number of factors entered, plus (optionally) the date and time, or number of uses (events). In an online banking environment, the factors used to generate the digital signature during a funds transfer might be the debit account number, the destination account number and the amount of money being transferred.
Multi-Mode DIGIPASS are DIGIPASS that are capable of being used in all of the above modes.
Master Activation DIGIPASS are DIGIPASS compliant with the Multi-Device Licensing and Activation feature of IDENTIKEY Authentication Server. For each DIGIPASS device compliant with this feature the corresponding DPX file contains one DIGIPASS master activation application for each DIGIPASS license.
There are several different types of DIGIPASS - hardware, software and virtual DIGIPASS. Each has its own characteristics and will suit different businesses and users.
Each DIGIPASS has at least one application, which can be utilized by a user when logging in to the system.
One or more DIGIPASS may be assigned to a user. If the DIGIPASS supports multiple applications, one or more of these DIGIPASS applications may be enabled. The application a user must use in logging in will be specified by the policy which regulates the specific login scenario.